The silver lining in the first story is that you received the coin for free in your change and you were smart enough to realize that it was a silver coin. The silver lining from the second story is that it served as the inspiration for this post!
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Yes, when I was a kid my mom told me that the pre1964 silver coins were real silver.
I guess that could be another part of the Silver Linings to the story. Thanks @paul.atreides