Someone once told me "Worry is the most useless emotion." At the time, I was a chronic worrier, so I didn't get it... in fact, I felt she wasn't "taken life seriously." But things change and we see different perspectives... I learned to ask myself "What is the WORST thing that can happen?" Well, I could end up broke, living in a cardboard box in the ghetto. Oh wait... I already did that once, so "the worst" isn't even new and scary.
So I got over myself. And got over buying into the whole "scarcity" paradigm.
Yes, meditation is an excellent practice.
The only thing I'm afraid to do now is "nothing."
Nothing wrong with "nothing" as long as it is a conscious and mindful choice. Sometimes nothing is the best answer. The "problem" arises when nothing is a reflection of apathy, rather than choice.