Must also be added that Stellar uses its own SCP (Stellar Consensus Protocol) which requires no mining so is far less wasteful than PoW (Proof of Work) alternatives. It's also very low latency as the consensus process takes place every 2-5 seconds so transactions are extremely fast; this explains why it would be in the interests of large retail and cross border payment companies to utilize the Stellar network.
Mind if I paste this into the original text?
Of course you can!
Thanks @benv !