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How is that?

I don't even have a bank account. I am ready, willing, and able to just vanish back into the forest, where I am at home.

Social Capital isn't a currency I depend on for much, in the way the system intends. I fix things for people, and more often that not get paid in chocolate chip cookies, rather than money.

Real social capital - the gratitude of my neighbors - isn't able to be conveyed by an app controlled by centralized authorities, and since I already don't depend on financial institutions, I wouldn't even notice the kinds of blacklisting they can impose.

Enjoy while you still can.