you're right @conceptskip
what Im trying to say (with my broken english) is that in 2-5 years majority people may not even understand what crypto and blockchain is. Final users may not even know what technology is behind tools that they are using.
Majority people will still use banks and their services over using crypto. Because of simplicity and the fact that majority people want someone else to be there for them as a middle-man. Banks will probably implement blockchain into their structure and life will go on.
Yours
Piotr