was completely stranded at a remote location. There was no bank or ATM anywhere around. The people at the village were very warm and welcoming, luckily. I eventually found the most used road and hitchhiked. W 
hen I got back home, I filed for patent and started building V-Xchange. V-Xchange provides nano credits on demand. Upon request, money is immediately disbursed on your mobile wallet or into your bank account. V-Xchange was birthed from a concern about the unbanked and the poor, as well as the entire populace. These category of people may actually be honest and credible, only that they don’t have what is required to access credit facility when they need it. If startups were focused on solving real life issues instead of phantom problems, credit facilities would be available everywhere even in remote places.
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