Thank you for your great comment @looftee :) and I believe that the financial revolution will be the cause for HR to request your wallet address instead of bank details. I think it is going to happen sooner that we all think... or let's rather say I hope.
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I am a non techie, so I learned a thing or two from your post. So I am following you now, keep posting stuff like this.
Thanks @looftee :) Have a look at my previous posts. I post "in laymens terms"on things like this quite often.
And also followed you :)
I surely will, and Upvote them all, though my upvote don't give much but it is whatever I can Give in return for you spreading knowledge.