downloading extra desktop wallets...or cores as they seem to be called? These feel a lot safer
These can only be as safe as your computer is and it is always a good idea to assume your computer is compromised.
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Well...maybe not completely safer...but hopefully more compared to the alternative? How do you choose between keeping the coins in an exchange that could suddenly vanish...or keeping them somewhere they could be hacked? I know there isn't any perfect solution...but I am having a really hard time seeing which options have more pros than cons.
The coins in an exchange can still get hacked. Hardware wallets keep the private keys offline 100% of the time. That is why they are the safest way to store crypto at this point in time.