I agree, this issues might have place and there are apps that more secure. But as for usability-community-security compound Telegram has no competitor as for now. Do others have P2P bots for BTC|LTC|DOG|ETH exchange?
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I use @BTC_CHANGE_BOT this one
Signal is just as usable, and encrypted chats will work seamlessly across devices (thanks to the mentioned Axolotl protocol), as opposed to Telegram.