That is a concern with USDT and anything is possible with greed and temptation.
I am aware of Malta. Many online gambling sites set up shop in such countries to skirt laws in their own.
I think crypto is the future but until its widely accepted we will need fiat to purchase things crypto can not. Many peoples goals that are into crypto isn't to have a bunch of crypto. Its to have a bunch of crypto that is worth a bunch in fiat.