I so can relate to you. Only, I am 20+ years ahead of you and do not have a retirement. My plan too is to do as much online as I can and I have been throwing myself at Steemit.
Hope that Steem won't let us down :)
I gave you a 100% upvote - which is not huge right now, but am hoping that everything helps. OOps, Just realized I came here as the freewrite house. Coming back as myself :)
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