Wow! Thank you @smaeunabs. I never thought nga ma appreciate ni... tahahah... Yes, most people were scared of spending without knowing that they just lack budgeting. 😘
Thanks for your contest Sheil.. It led me make a 13 min read blog hahahah. First time to make this very long blog directly in my steemit account without drafting.. lol. In short, na challenge si oka.
Salamat @smaeunabs!