You are pretty spot on with the accessibility and ease of use for the average person. Once someone builds a platform with an easier "paypal" type interface, we could be looking at something huge, until then the volatility of the market will continue to be pretty epic. But, hey, that's where you can make some $$$ in the process.
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Nicely recapped!
I'm definitely relaxed. If they don't let me pumping money into the system from the outside well then I'll have to blog post more on steemit and generate SBD from the inside ;)