Of course that depends how much a user expect to spend time on the platform. See this example which looks decent:
I picked it up on the New tab on steemit. This user recharges in 7 hours and can make 60 comments within one charging. Of course ideal would be something like this:
Basically this looks like somebody from Steem Inc or whoever decided what should go into HF20 was thinking that a new user should vest around $200 to be able to use steem without limits. That's how it looks like.
https://steemd.com/@technicaltrader
https://steemd.com/@shookriya/
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