each of these things and many more put a strangle hold on the money supply and force more people into poverty.
Yep, it is a well thought out cycle that continually crushes.
The moment bitcoin starts getting loaned out at interest on a large scale then we will notice that that while there is only x amount of million worth of bitcoin in circulation, there is x amount + 10 million BTC owed in debt.
If you don't hold the keys, the Bitcoin isn't yours.