De-Fi is a must need movement, finance should be made decentralized there is no doubt with that. The question here is not IF but When and What will make it happen. We don't have any Perfect/Great decentralized financial product yet. If the transaction fee of Bitcoin is reduced as it scales and if it is accepted as a payment method like fiat money that would be a huge step in De-Fi movement. It is early and it is definitely needed.
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