Reply to Beneficiary Reward Split Discussion
Yes Steemninja requieres a Credit Card , but if you create a account with steemninja you get 15 SP Delegation for 3 Month !
If you use the api the created Account has no Steempower.
Here the API Announcment .
https://steemit.com/steem/@oracle-d/boost-your-dapp-new-user-onboarding-api-by-oracle-d
Nerdtopiade