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As a really simplified rule of thumb for newcomers, we would recommend the following -

If you're learning about crypto for the first time and just want to grow your account efficiently with no hassle, we suggest 100%

As you get to know the platform better, learn about the internal Steemit Market, and want to start trading/withdrawing STEEM/SBD, we would suggest 50/50

Hope this helps!

that helped, thanks!

Good to know! Thanks for the information man.