I have about the same problem. I planted a Blue Spruce living Christmas tree kind of near the house. TBH in the back of my mind I knew better, but I reasoned I would have sold this house by now and someone else could make the decision on the spruce. Well I am still here and that tree is almost touching the gutters...I feel your pain. Im sure tree guys are not cheap!
Thanks for the visit and upvote today.
bummer about the spruce! sounds like it must come down. The good thing about taking down the river birch is that it is not as bad as taking down a big old hard wood tree. Shouldn't be too bad. I'm hoping they can grind the stump too!