I agree with you, the coming months will not be very rosy. However, when you consider the situation we are in (the FR and 8 years of madness), sometimes the only way to fix something is to let is break completely to replace with what is truly needed. We are a debt society and cannot continue to thrive on that. We were once a producing/manufacturing society which is the cause and reason for our greatness. We need to break down in order to fix the problem.