I have the same frustrations, but I guess that in the end, all we can do is start from within and do all that we can to PERSONALLY participate productively in society.
Societies are ruled by unhealthy incentives, but as individuals, we can all contribute in a good way, and make the world a bit better. But, unfortunately, there will always be injustice, corruption and waste, as long as people refuse to take responsibility for their lives. That's what governments are, I suppose - a refusal on our part to take personal responsibility.
P.S. Off-topic, I sent you a message through the wallet memo a few days ago (a GBYTE-related question) :) thanks!
I agree with you on the "Responsibility of individuals" and the self discipline that comes with it too.
On the memo, to answer you here, No, only liquid funds for now. Unfortunately we weren't able to find a way to securely ensure a means of transferring smart contracts.