I agree, it is very complex. I've always believed the solution is simple so that anybody can comprehend it. That is why solutions presented by the system I refuse to use because they are too complex. Returning to the land and learning how to live off the land is simple. Hard work, but simple. Anybody can do it.
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Back to the roots, is one alternative.
Concerning the complexity of crypto currencies there is light at the end of the tunnel. Have you heard about Tangem? It is a concept of smart banknotes, the first physical bitcoin, based on microelectronic ships. Easy to use, like kids use electricity without the need of understanding the structure behind.
I've not heard of it, but thank you for sharing. Things are changing so quickly now it is hard to keep up with it all.