There is a LOT of fraud and theft going on due to the corruption of the political, financial and judicial systems. You are right, it is illegal and unlawful! Only by knowing our stuff can we hold people accountable. They only way they get away with it is because most people are ignorant or don't want to know. Their silence is acceptance. So I stand up and say 'NO'. I feel for all those caught up in the fraud.
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True story. There was one case of a 90something year old lady who underpaid by like 25 cents by mistake, and they TOOK HER HOUSE. The humanity is completely gone.