Well... UFM is a lot of fun.... daily dividends for holding... sweet! ... but:
a) potentially earning %1000s return (if you win the lotto)
... but you already knew all this ;-)
b) I haven't done the actual math, but the "instant wins" from the @ufmlotto look like they're paying out a fair chunk.
Other projects (for which I also haven't done the actual math, but "feel" right) are:
but yes, you use up 4 to 5 (+/-85SP) votes per day ;-)... and a quick shameless plug: @PlayDice has some really great returns for a 0 actual Steem expenditure/investment...
Nothing shameless about it and have to agree with everything you said.
Common denominator is everyone involved with the mentioned tokens are all active on upfundme. So probably the place to be 👍