They have to face up to climate change altering the risks. Fuckwit Trump may be in the pay of the oil companies, but the facts are established. The current wild UK weather may also be a sign of things to come. Building in an area prone to fire will not end well. It will end up with people not being able to get insurance as the companies won't be viable otherwise.
I know some people hate the term 'woke', but we need to wake up!
I think reform of the insurance thing is already underway... and yes they need to face facts but the rich don't care about climate change they can afford to defend themselves against it...
This isn't just affecting the rich and they may find that others object to their indifference.