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Thanks, but I fear if that becomes the norm, unbanked people will find it harder and harder to get into crypto, this system was made to change the system and I'm glad at the direction it currently is going on!

Agreed @ahmadmanga. As stated here

Trading on Exchanges is completely banned in some countries like India, China etc. P2P solutions like Localbitcoins.com are the only way to trade crypto in such currencies.

P2p Solution like @swapsteem can help people get in and out of crypto.