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Using a look at your wallet: here

You appear to have some troubling activity and your posts have a potential value of >1.00 USD

So if you want to borrow some, it would be a very small amount

Why is that?

You have a lot of outgoing transactions to bots and blocktrades, you have nothing in savings, your posts don't have a very high average payout.

EROI (expected return on investment) is low and risk is high

What do you mean?