Blockchain technology can never be a scam. People have to wait and watch its power.When steemit was just in starting phase, on one imagined that the price of steem will go so up after a year. Time will tell the everything.Ripple is being adopted by the banks on a large scale. Only haters are afraid of it and spread these news.
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Ripple has no real blockchain. It's a proprietary, closed data base. You can't mine it yourself. Or evaluate the code.
Oh really, I did not know this fact. Thanx for clarifying it.