There's of course the whole money vs currency debate, and while I agree it's one worth discussing, it's ultimately a matter of semantics. I'd say digital gold is a pretty accurate assessment of Bitcoin. It's not very easily transferable either right now :)
As flawed as it is, I don't think fiat system is falling apart any time soon. There are a lot of reasons that it has been so sustainable, and I wished Dagogo explored that perspective too. So, we can't wait for it to fail. We'll have to make an active effort to move to a better solution - whether it be cryptocurrencies or whatever.