hey man this is great stuff. you're quite observant. it's nice to hear that you're pulling yourself out of debt. i remember my family had somewhere around -$300,000. Now it's slightly above zero.
i'm gonna take your advise on not trying to be too obsessive. as you probably know it's hard for people to change, but i think it's worth a shot.
i guess you need a lot of steem or sp to solve the bandwidth problem. but for any dms i guess we can now use discord.