While talking with a female bank manager she made a scary revelation to me.
She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives and children. She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead without giving his permission the bank dubiously keeps silence on the money. She told me it is rampant among many businessmen.
She revealed many instances of dead men whose families are still suffering even though they have millions stashed in their secret accounts.
She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him or even do his funeral. Whereas the man had nothing less than 60 million naira in his accounts.
The banker said it got to a stage that she could no longer bear it, her conscience was pummeling her. She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them.
She also told of another story of one man who escaped death but his right hand was paralysed. He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his own lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? So, that was how his family would have suffered in the midst of plenty.
Unfortunately, this stupid behaviour is not reserved for wealthy men alone, even paupers who earn little too have their own complex issues. I just read on the wall of a group where a man complained of how his friend refused to release his ATM pin number to his wife even though there was an emergency at home, and his ATM was at home.
Many orphans and widows that are suffering today are put in that condition by their stupid dead father.
Women are not left out; someone told me how a relative of hers died and none of her relatives knew where all her properties (real estate investment) scattered all over the world are. Not even one house. Not even a dime in her accounts.
If you knew billions unclaimed in banks belonging to selfish dead people, you would weep. Banks grow fat on these oats.
Please do the needful now that you still have the breath to do so, of course tomorrow is pregnant and only God knows what it will deliver.
This is 2019 make the difference in your family.
Don't only tell your wife or your husband and your children the number of bank accounts you have, let them also know how to access them and give your banks a clause in case you are no more on how to access them.
Nobody prays for evil but the basic truth is, many bankers are getting rich day by day by trading with the money of the dead while their respective families suffer after their passage.
Don't be wise now and be fool later. Sometimes it is good to be fool now and be wise later.
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