I guess the main point is to have a particular amount you intend to set apart for those things and try not to go beyond your budget except absolutely necessary. Except you are on long term treatment, healthcare money accumulated overtime can sort future health needs
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Health we can never be sure and entertainment costs are fluctuating too much 😪
I agree with you, but the principle works for some.
Yeah thats true. Also it really depends where do you live. City or village?