The funny thing is that I have not seen anyone so far, who would have even $1 million HBD (or even the half of $1 million HBD) in savings.
It can give you a very good passive income, even with the current 15% APR interest rate.
And it was even better in the past with 20% APR.
Most people in that time wrote that the 20% APR is sustainable for long term, yet they (the witnesses) still reduced it to 15% APR.
Hopefully the interest rate of the Hive Dollar (HBD) savings will stay around 15-20% APR for long term (for years, for decades).
!LUV.