Having been in finance forever, I find the wealthy people are basically people...that have money ...but still people lol. In other words, some are incredibly tight...especially those that lived through what we call here the Great Depression.
I have to say IF I had their money, I would tend to be a bit more generous, but like you say that's why they have theirs.
One of my multi-millionaire clients told me his favorite charity is....himself.
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It would be interesting to hear or read more of your experiences in the financial sector.