Okay, so just a general rule of thumb..
When Steem price is rising, you should have Steem. When Steem price is dropping, you should convert to SBD as soon as possible until it's lower. Then when Steem price is lower, you can convert it for more Steem than previously, but your account value is still the same. Then when price goes back up, you will make profit.
Right, simple. Thanks.
Glad you understand :) Nothing complicated you see? :P
Yes.. I see, sir