You have the HP to get passive pennies. You make posts to bring in the HBD.
HBD is 20%. You spend 10% you keep going up.
HBD to savings. Play the long game.
But do your own things., Just ramming my opinion.
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Oh I fully understand how it works. Not my first time LOL - just this time, will be my best time yet! :) Thank you for your support!