Steem needs a debit card very badly. We have a quarter million users getting paid out in SD with no easy way to spend it without going through exchanges and Bitcoin. This is slowly adoption down big time.
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Yeah it can kinda slow it down with the middle men fiat trades make it one fee instead of coins to btc or altcoin then to fiat. It would make it easier just to be able to change it to fiat with one fee.