Now my opinions on your video, I think there is a balance to be had between street credibility and legitimacy. Your argument is that Zcash is striking the wrong balance by forming an alliance with JP Morgan Chase?
More importantly, the tax situation is terrible. The IRS crackdown is a much bigger risk in my opinion than anything from the banks. The capital gains taxes are currently so high that people cannot exit out into fiat in a lot of places without paying 40, even 50% in taxes. The SEC also represents risk, and what I'm highlighting here is regulatory risk. In my opinion regulatory risk is a greater near term danger than anything banks can do, and while banks might want to use the technology or buy the tokens, they still end up having to hire people like us, or buy the tokens from early adopters, so it's still somewhat fair as people are either selling their time or tokens to the banks in exchange for the fiat which I suppose they can then use to pay their bills or buy more tokens.
In the case of taxes though, taxes can only be paid by legal tender which requires a massive cash out just to pay taxes. I'm no economist, but I think the high taxes discourage actual spending of these tokens.
There is no law, that requires that you pay income tax, which would essentially be the capital gains tax in our case. Check out these videos.
"Give me control of a nation's money and I care not who makes it's laws" — Mayer Amschel Bauer Rothschild
Let’s take back the control of the money and re-write the laws