Well put. You are right that all debt is not bad. Some debt allows us to grow and purchase things over time we would never have been able to own. Ultimately, we have the choice to sign on the dotted line and can choose to live within our means. As for the our electoral system, it is so corrupted by big business, it is very hard for a true leader too emerge. Hopefully this circus we call an election is bringing the corruption to light allowing more people to refuse to participate in a rigged system and choose an alternative way of living. Remember, govern means "control" in its root form. We don't need government we need enlightenment, consciousness and reason to guide our actions.
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