yup.. it criminal. I have an £1800 overdraft facility agreed upon with my bank.. which means I should be able to go up to 1800 overdrawn before they start charging overdraft fees. well I haven used it in a while a recently I went over by £20 and they charged me for it!
Turns out they changed their policy so that if you go into your overdraft you get charged £6 though its a single charge for the month as opposed to the daily charge banks used to hit you with.
The thing I hate most about this is that they never informed their customers of this policy change.
I don't particularly care that they changed the rules, its the fact that they change the rules quietly without telling anyone so they can intentionally catch you out. Fuck the banks! upvoted
You are viewing a single comment's thread from:
You're nicer about it than I am. Overdraft charges are for those who clearly do NOT have enough money, who are broke. Those who aren't doing well. It's like kicking someone when they fall on the floor. Fuck them. Thank you for the upvote, and I'm sorry about your shitty bank's deception.
you are quite right, it specifically targets people with little to no money and low income. A friend of mine was once in overdraft and it took him years to get out. Would only have taken months if not for all the charges. They do it on purpose. They crossed the wrong person when they did it to my sister though. She's a lawyer now but they tried to screw her over with overdraft fees she never should have been charged as a student. But instead of meekly rolling over and paying she wrote a bunch of letters to the bank's directors, the branch manager and threatened to send letters to every newspaper .. and casually mentioned fun little tidbits like how when she opened her account she could smell alcohol on the manager's breath etc etc.. I can't remember what else she said but she can cut a man's throat open with words alone. They cancelled the fees.
Banks used to be institutions of trust etc.. now they're just sleaze.