Community accounts are the hivemind feature coming with the hard fork 20 "velocity" update to the Steem blockchain. That will allow people to transform an account to a community account that will gather people for niche topics around it. I am not sure exactly how that will play out but the account would basically become some kind of decentralized account. If the community is able to find Steem Power delegations than that would probably serve as a nice alternative to SMT's.
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