If I had a penny for every time I heard the "Ponzi" argument amongst my peers (Special Operations Aviators, no less), I'd probably be able to trade those pennies for another BTC.
A select few have eyes to see.
What REALLY shocks me is the one who bugged me the MOST about wanting to understand how to get a foothold into crypto is none other than my Mother-in-Law...who turns 70 this year.
Go figure...the co-workers who are young and working in the epicenter of technology (we are based in Silicon Valley) are the ones giving me the "Oh, are you going to buy shrooms on the Silk Road?" argument.
There is a massive disconnect.
It is not by accident.