The worrying fact is Bitcoin is tied to the dollar. So if the corrupt banks fail then what is a Bitcoin worth?
If a Bitcoin as I type is worth $3446.82, if the dollar collapsed overnight and became worthless where would Bitcoins value come from?
You can't pay your mortgage with it.
It is not "tied" to the dollar. The dollar, euro, gold, silver, platinum, pladium, yen , pound, etc are tied to bitcoin.
I like your way of thinking :)