Throw $20 a month into BTC. What could it hurt? Then when you find yourself with a pile ($300 or so) maybe start spreading out that BTC into some of the other projects you deem worthy. Or just hustle on STEEM and try and do gigs / bounties and earn crypto by the blood, sweat & tears method. Just don't sit out entirely.
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Oh yes this could be the way. Instead of investing 5k$ altogether, why not to start from a little.
Thanks for the advice bro.