A Banker will always put out the perfect argument that banking software is the best solution for banking requirements and that will always be true. It's just the practical banking itself that's causing all kinds of problems around the globe and we're trying to get rid of our sole dependency on it.
Banking for example could not help the people in cobalt mines or the modern slaves in Central Asia so far, because they don't even have an ID and their countries want them to play a closed game of monopoly instant of being valued participants in the world of free exchange of services and goods. It's the fringe corners of the old system that is keeping people on their knees, deforesting the Peruvian Amazonas to mine for gold, giving banks the ability to use multiple rulesets for multiple classes of people and do all of that in the shadows of closed monetary transfers. I argue #NoThanks to that, we need at least an honest and transparent base layer and Bitcoin is very suitable for that, it's even our best bet so far by all available evidence.
Of course, my examples are handpicked as well and give enough room for counter argumentation. Let me finish this comment with a thought that always hits me after reading the word "Cryptoverse". We're very bad at telling the story so far. It should be the "global neutral financial systems" we're talking about and we need a bunch of them. A combination of old-school finance and cryptocurrency technology should be pursued, which means most of the crypto should not be regulated at all, if sufficiently distributed and decentralized.
Indeed, I thank Bitcoin daily for what it did, for what it made possible. The importance of having a "currency without government" cannot be overestimated.
I totally agree that what we see in this space are mostly technical people, rather nerdy, not very good at telling the story. And I also agree that most crypto should not be regulated.