You are so right about charities. I read about one concerning service dogs in Iraq where almost all of the money raised was spent on marketing:
https://www.cnn.com/2012/06/14/us/animal-charity-investigation/index.html
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There are a few good ones but most pay people like employees, host events and spend way more than they ever give to those they "raise money" for. A charity is not a business, those who claim they are, are not charities.