This is the best tl;dr I could make, reduced by 75.40%
Months later I engaged in a conversation about expectations of the future with an elder coworker; he was about 72 years old. He was complaining that his pension wasn’t enough to cover his general expenses and complaining also that he had to pay a large sum of money for the remodeling of his home, he ended up with a very positive note saying; “it’s ok, we’re alive, what’s money to worry about it...” [...] How are you going to retire at 45, you need to have at least a million dollars in the bank, a paid house and you have nothing at all...”
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