I think the planet Earth holds the most Gold. There are vast amounts of golds yet unmined. It is probably in volcanoes, as there apears to be two main places it shows up. One is thru high-pressure lava vents, and another is along the coast-lines where plate tectonics have flipped layers of strata on their side creating vents for the gold to be pushed up into. Humans have only found a small amount relative to what the planet holds. Further, it might be on other planets too.
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There likely is much gold hidden in many places on our planet, but mining it is the big problem. So my vote is that China and Russia are the big holders of gold...at least of the sort that can be spent.