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Hm, well I suppose these are things I will be finding out soon. And I will let you know how it all works out. So far the only cost has been ten dollars in bitcoin for the physical card to be sent to me. Admittedly my husband walked me through the process of that and will be doing so for the rest of it. I know that I will be using the bitpay card for purchases, I'm assuming Jaxx is what I will be using to transfer the steem to the card? You probably know more than me, but soon I will know the entire process backward and forward :)
Also, as I said, I'll only be using a little of my sbd, and for the purpose of showing how it can be done :)

Thats great! :) Most Btc cards dont work in India so I haven't been able to use any. But its easier to just sell BTC for fiat at this point in time here...

Oh, gotcha, I didn't actually know where you were from :) And I think you are officially the first member I've spoken at any length to from India, I LOVE the global aspect of this platform so much! But yes, bitpay cards work here just like any debit card, I have two friends and my husband's uncle who all have and use them with no problems. In fact, so far they're not even charged extra fees at the ATM to extract cash like so many other debit/credit cards require.

I see! :D Here you can use 1 or 2 of the btc cards available out there only for POS transactions. You cant withdraw cash here. But since Btc trades at a higher rate here its simpler to just sell btc for INR and use our regular fiat cards. :D Hopefully in the future a Steem based card would be nice!