Thanks for the resources man!
So to be clear, they partnered with a payment processor? Hmm that sounds pretty good to me. So you're telling me a decentralized bank is not as good as a real one?
Might want to check out Simple, which has a similar model. They have zero physical locations and are a "real bank" - Monaize seems to just have a different tack, focusing on business aspects of things rather than supplying personal banking.
I would definitely disagree with you about your critique of the team though. Plenty of coins have been developed by random people in garages...say... Bitcoin? Litecoin? Oh and tons of companies such as this newfangled startup called "Apple".
The supposed lack of professionalism was really not a concern for me. You're telling me that this team didnt fork up a ton of cash to rent a boardroom and instead want to focus on code.... Hmm... sounds like a good trade off.
If you are really looking for professionalism, I have some GAW Hashlets I can sell you. They are super professional and are going to change the world with their fancy CEO's in expensive suits.
If people really need to get done up to make an impact on you then you are free to get in bed with Garza, and snatch up all the GAW miners you can handle. In my opinion, the little guys - the ones who are nervous when there is a webcast - the ones who put their resources into writing code rather than setting up a gorgeous display for you are the ones who are going to revolutionize things.
That's a pretty bullshit response. I never indicated that I like heavy marketing teams or even that this is what I was expecting from the Komodo team. In fact I f**king hate the BS ICOs that suck in millions and use lots of BS flash marketing. They give the crypto-community a very bad name. For some reason though, people still seem to throw millions at these assholes. ($250 million for Tezos? WTF?)
Regardless of whether a team develops in a garage to start is irrelevant, but if they ever want to be taken seriously beyond a small set of crypto-groupies that love their coin, they need to show some level of professionalism. This is true with any business. If you don't get this then it's not worth even typing this response.
The Komodo team are being dumbshits if they don't realize this simple truth as well. They then lose out, and the people that hold their coin also lose out. Take Dash as an example. This is a team that knows how to sell their coin, and to all their stakeholders. Do you think Amanda B. Johnson has a huge marketing budget? F**k no. She's just smart, articulate, and represents their product well. (At least she's figured out how to use a videocamera and microphone though.) This is all it takes. So stop being so emotional about the fact that the Komodo team screwed up and I'm calling it out for what it was. They did. Get over it.